HSA Accounts

Health Savings accounts (HSAs) can be a great option for members that have a high-deductible insurance plan, and are looking to offset the rising costs of out-of-pocket healthcare expenses.  Contributions to your HSA are tax deductible and earnings are tax deferred. It allows you to set aside money on a pre-tax basis to pay for qualified medical expenses, while earning dividends on the savings.

IRA Accounts

An Individual Retirement Account (IRA) can help you plan for your future. Both Traditional IRA and Roth IRA Savings and Certificates are available.  With a Traditional IRA, contributions may be tax deductible and interest grows tax-deferred until withdrawn. With a Roth IRA, you can save for your retirement by sheltering your earnings from income tax.

• Traditional, Roth and Education IRA Savings Accounts
• Traditional and Roth IRA Certificates (1-year to 5-year terms)
• Risk-free investment

Contact us today to establish an IRA account with WFCU.