Westminster Federal Credit Union


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shared branching
shared branching



9053 Harlan St. Suite 10 Westminster, CO 80031


Monday - Friday
9:00 am to 5:00 pm


Main 303-427-6466
Phone24 855-715-2094
Fax 303-427-5116


New Year's Day
Tuesday, January 1
MLK Birthday
Monday, January 21
Presidents Day
Monday, February 18
Memorial Day
Monday, May 27
Independence Day
Thursday, July 4
Labor Day
Monday, September 2
Columbus Day
Monday, October 14
Thanksgiving Day
Thursday, November 28
Post Thanksgiving
Friday, November 29
Christmas Day
Wednesday, December 25
New Year's Day, 2020
Wednesday, January 1

Thanks to the record 94 members that attended WFCU’s 59th Annual Meeting!

Re-elected to the board for 3 year terms were: Chairman Harvey Morris, Vice Chairman Bill Work and Director Tim Regas.

Congratulations to Grand Prize winner, Maggie Johnson. She won a 50" Vizio 4k LED TV!

Have you downloaded Westminster FCU’s FREE ‘TouchBanking’ Mobile APP?

You asked for it, we listened, and we have upgraded our mobile banking app! Now with Remote Check Deposit Capture (RDC)!

Please log into your Internet Banking account and select the Mobiliti link located on the Self Service tab.

Follow the instructions and then download the app for either your Android or Apple phone.



HSA Accounts

Health savings accounts (HSAs) continue to be a popular choice for individuals looking to offset the rising cost of healthcare and insurance premiums. According to the 2017 Midyear Devenir HAS Research Report, the number of HSAs rose to 21 million, which is a 23 percent increase in HSA assets and 16 percent growth in the number of accounts from June 2016 to June 2017. This upward trend of HSA growth shows no signs of slowing down.

HSA eligibility can be confusing.

An HSA-eligible individual generally is someone who meets all of the following requirements:

  • Covered under a high deductible health plan (HDHP)
  • Not covered by any health plan that is not an HDHP
  • Not enrolled in Medicare
  • Not eligible to be claimed as a dependent on another person’s tax return

    Call us if you are interested in opening a new, or rolling over an existing, HSA account.

    New Debit Cards Available

    Fraud is everywhere! (i.e. Target: 110 million cards; Home Depot: 80 million; Dairy Queen: 395 stores; Jimmy John's: 216 stores; 76 Million accounts at JPMorgan/Chase) and thieves are really focusing on the debit cards. There is a large cost and stress that these merchant breaches have placed on your credit union, not to mention the hassle for our members. Thus going forward, when we receive a list of comprised cards from the merchants we will immediately 'Freeze' the debit card and order you a new one and call you regarding this merchant breach.

    Starting in April 2016, we have been re-issuing our ATM/Debit cards with one's that are embedded with the new EMV chip.

    We have new Anti-Fraud detection software to monitor our Debit cards. The software monitors your individual usage and "scores" transactions of the debit cards. If you use your card outside your "normal usage" or the score is too high, you may receive a call from our WFCU Fraud Department. The fraud department will try to call you and if they fail they will call back 2 hours later. If the score is too high and they can’t reach you the transaction will be declined. The Debit card Fraud Department Alert phone numbers are (877) 253-8964 (English) and (877) 237-5901 (Español).

    Do you know you can change your PIN to any 4 digit number you want, via a phone call to (800) 757-9848. For increased security, you should do this often.

    Overdraft Privilege

    Westminster FCU offers checking account Overdraft Privilege. If you don't have an Overdraft Line of Credit or if you have no available balance on your Overdraft LOC or in your savings, your credit union will now pay transactions trying to clear your checking account with insufficient funds. We will pay your overdraft through our Overdraft Privilege program for just $29 per transaction. No more dealing with merchants and check processing companies, just because you ran a little short before payday. Some restrictions may apply. All members eligible must sign the ODP Optin/out Form. Call us for full details.

    Mobiliti Banking App
    LifeLock Idenity Theft Protection Privacy Statement HUD
    Third party website links included on this website may take you to a website that is not operated or owned by Westminster Federal Credit Union. WCFCU is not responsible for content or availability of these websites and does not guarantee services provided by the third party. Please be aware that security and privacy policies of the third party may differ from the practices of WFCU.
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    Rates subject to
    change without notice

    APR as low as



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