Westminster Federal Credit Union

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ADDRESS

9053 Harlan St. Suite 10 Westminster, CO 80031

 

HOURS OF OPERATION
M-F            9am-5pm
Alternate8:30am to
Fridays 5:30pm

 

MEMBER SERVICES  
Main 303-427-6466
Phone24 303-650-9328
Fax 303-427-5116

 

shared branching
shared branching
Zip

2010 HOLIDAY CLOSURES
New Year's Day Jan 1
MLK Birthday Jan 18
President's Day Feb 15
Memorial Day May 31
Independence Day Jul 5
Labor Day Sep 6
Columbus Day Oct 11
Thanksgiving Day Nov 25
Post Thanksgiving Nov 26
Christmas Day Dec 24


Ford Windstar for sale!

2001 Ford Windstar SE
3.8 Liter V6
Mileage 92,140
7 passenger


Click here for standard vehicle specifications.

This vehicle is located in the parking lot of our main office. Please inquire with our Loan Department for bidding forms or any questions.
 

 

Bids are due by Tuesday, August 31, 2010!
 
 

Overdraft Privilege

Westminster FCU offers checking account Overdraft Privilege. If you don't have an Overdraft Line of Credit or if you have no available balance on your Overdraft LOC or in your savings, your credit union will now pay transactions trying to clear your checking account with insufficient funds. We will pay your overdraft through our Overdraft Privilege program for just $25 per transaction. No more dealing with merchants and check processing companies, just because you ran a little short before payday. Some restrictions may apply. All members eligible must sign the ODP Optin/out Form. Call us for full details.
 

Welcome Members Advantage FCU Members!

Members Advantage FCU, which consisted of public employees from the cities of Arvada and Wheat Ridge, the Arvada Fire Protection District and the Apex Park & Recreation District, merged into Westminster FCU effective on November 1, 2009. MAFCU members are now able to use all our live services…especially the popular Shared Branching Network.

We want to welcome our new members!

By now, all members should have their new WFCU ATM/Debit cards, checks and VISA credit cards. All ACH direct deposits/withdrawals should be using WFCU’s ABA# 307077545 (routing number).

Unfortunately, due to expenses and the lack of transaction volume at the MAFCU office, we will be closing that location on June 25th at the end of the business day. Members can still use the other two WFCU office locations and all 4000+ Shared Branching locations.
 
 

ROTH IRAs & the End of the Bush Tax Cuts

With a Roth IRA, you won’t have to worry about changes in rates and brackets, and neither will your heirs. For years, a cardinal rule of retirement investing was to put every penny you could into IRAs, 401(k)s or other tax-deferred accounts. That advice rested on an assumption that after you stopped working you’d move into a lower tax bracket. That was important because the money you take out of a tax-deferred account is subject to ordinary income tax.

But with the Bush tax cuts expiring at the end of 2010 and Income and capital gains tax rates slated to rise in 2011, that assumption about tax brackets no longer seems like a sure thing. So it’s time for retirement savers to adjust their strategies to protect themselves against the tax changes that could take a significant bite out of their retirement accounts.

The uncertain tax outlook is paralyzing. The whole idea of not knowing how much money you really have saved because you don’t know how much you will lose to taxes makes it impossible to plan.

That’s where Roth IRAs come in. Sure, you don’t get the tax advantage up front, but they grow tax-free, there are no mandatory withdrawal amounts at 70½ and the best part is that you withdraw the money tax-free, so you don’t have to worry what the government is going to raise the tax brackets to when you are retired! Come in and talk to us about Roth IRAs.

 
 

Shared Branching

Have you heard the latest in member convenience at your credit union? With access to over 4,000 locations, your credit union has joined forces with other credit unions in states from New York to California who are offering their members more convenience by sharing locations. Providing members unparalleled convenience is now made possible with Shared Branching. And best of all, you can conduct your Westminster Federal Credit Union business with real people and not just an automated teller machine when you're away from home.
AlertMe Privacy Statement HUD
Third party website links included on this website may take you to a website that is not operated or owned by Westminster Federal Credit Union. WCFCU is not responsible for content or availability of these websites and does not guarantee services provided by the third party. Please be aware that security and privacy policies of the third party may differ from the practices of WFCU.
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Rates subject to
change without notice

APR as low as

New Autos

4.99%

Used Autos

5.95%

Fixed Rate Home
Equity Loan

4.49%

APY

1 Year CD
1.04%

 

MORTGAGE CENTER

Apply for a Mortgage online

Current Mortgage Rates

Home Equity Line of Credit

 

CU Online

 

AUTO CENTER

Apply for a Loan online

Current Loan Rates

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