Westminster Federal Credit Union


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shared branching
shared branching



9053 Harlan St. Suite 10 Westminster, CO 80031


Monday - Friday
9:00 am to 5:00 pm


Main 303-427-6466
Phone24 855-715-2094
Fax 303-427-5116


New Year's Day
Thursday, January 1
MLK Birthday
Monday, January 19
Presidents Day
Monday, February 16
Memorial Day
Monday, May 25
Independence Day
Monday, July 6
Labor Day
Monday, September 7
Columbus Day
Monday, October 12
Thanksgiving Day
Thursday, November 26
Post Thanksgiving
Friday, November 27
Christmas Day
Friday, December 25
New Year's Day, 2016
Friday, January 1

To help make the holidays less stressful on your finances, Westminster FCU would like to extend you the best gift of all: the opportunity to skip your December loan payment(s).

That's correct. The ever popular 'Skip-A-Loan Payment' program is back!

Members with accounts in good standing (not past due on any loans) are invited to take advantage of this special promotion. Use this form
to sign-up to skip any Westminster FCU loan except Home Equity and First Mortgage loans. Just fill out the form and fax, mail, scan or drop it off at our office.


Get a deal on a car from Enterprise!

This October, treat yourself to an extra $500!

Enterprise will appraise your vehicle using Kelley Blue Book® Trade-In Value and add $500 upon used vehicle purchase from Enterprise Car Sales. Offer valid October 1 - 31, 2015

Call 303-427-6466 to get pre-approved today! Preview the great selection of quality used vehicles at www.cuautodeals.com

Kelley Blue Book Trade-In Values used by Enterprise are obtained from © 2015 Kelley Blue Book Co.'s website KBB.com. Kelley Blue Book Trade-In Value is based on accurate condition rating and mileage of vehicle. Accurately appraising the condition of the vehicle is an important aspect of determining its Kelley Blue Book Trade-In Value. Kelley Blue Book valuation adjustments for vehicle mileage disproportionate to the age of the vehicle may be capped by Enterprise Car Sales at 20% of the vehicle's base value. If a Kelley Blue Book Trade-In value is not available for customer's vehicle Enterprise will provide a fair and competitive value for customer's vehicle. Additional trade-in value of $500 is available only on passenger vehicles and light duty trucks, with a Kelley Blue Book Trade-In Value and when a vehicle is purchased from Enterprise. Customer is responsible to any extent vehicle pay-off exceeds Enterprise offer. Customer must provide required proof of ownership/registration and all other necessary paperwork to transfer title. Offer only valid on one trade-in for each Enterprise vehicle purchase. Restrictions apply. For details, see an Enterprise Car Sales Manager.

Thanks to all the members and friends of Westminster FCU that joined us for our 5th Members' golf tournament on September 11th, at Legacy Ridge GC

  • 1st Place winners (in a scorecard playoff) with a 56 were: Susan Ackerman, Stan Ackerman, Tris Greco and Taylor Keaton

  • 2nd place, with a 56, was George Bosser, Rick Spahn, Matt Spahn and Mike Spahn.

  • 3rd Place with a 57 went to: Carol Beach, Eric Jones, Chad Thomsich and Chris Lanello.

  • Winning $50 for closest to the hole on the par 3s: Karen Sexton, Michell McDole, Mike Spahn and Rick Spahn.

  • The last place team won free golf lessons from Joe Carlton the Legacy Ridge Head Pro.

  • The winner of the 'Selfie' $100 contest was the team of Giardina, Smith, Weikle and Whitehill.

    Pictures from this year's outing.

    A few of the selfies.



    New Mobile Banking App!

    You asked for it, we listened, and we have upgraded our mobile banking app! Please log into your Internet Banking account and select the Mobiliti link located on the Self Service tab.

    Follow the instructions and then also download an app for either your Android or Apple phone.

    Westminster Federal Credit Union’s 55th Annual Meeting

    Your credit union celebrated its 55th Annual Meeting on May 5, 2015, at 6:00 p.m. at the City of Westminster City Park Recreation Center, 10455 Sheridan Blvd. (105th Ave./Sheridan Blvd.) To commemorate Cinco de Mayo, Mexican food was served.

    Directors Shelly Erb and Michele Kelley were each re-elected for another 3 year term.

    Director Sandra Schwab was honored as she stepped down after 35 years on the credit union’s Board.

    President John Burke talked about Westminster FCU’s highlights this past year.

    After the meeting, prizes were given away to members ranging from gift cards, movie tickets and cash to the Grand Prize, a Vizio 39” High definition flat screen T.V.
    2015 Annual Meeting

    Grand Prize winner member Barbara Eaton, with her husband Dale.

    New Debit Cards Available

    Fraud is everywhere (i.e. Target: 110 million cards; Home Depot: 80 million; Dairy Queen: 395 stores; Jimmy John’s: 216 stores; Kmart: unknown & now 76 Million accounts at JPMorgan/Chase) and thieves are really focusing on the debit cards. There is a large cost and stress that these merchant breaches have placed on your credit union, not to mention the hassle for our members. Thus going forward, when we receive a list of comprised cards from the merchants we will immediately ‘Freeze’ the debit card and order you a new one and call you regarding this merchant breach.

    Do you know you can change your PIN to any 4 digit number you want, via a phone call to (800) 757-9848. For increased security, you should do this often.

    In late 2015, we will be doing a mass re-issue of debit cards embedded with the new EMV chip (Europay, MasterCard and VISA). The reason we have to wait is that VISA and MasterCard are not requiring merchants to have the necessary card readers in place to read the EMV chip until January, 2016! Thus, if we issued cards with the new EMV chip now, that card may not work.

    We have new Anti-Fraud detection software to monitor our Debit cards. The software monitors your individual usage and "scores" transactions of the debit cards. If you use your card outside your "normal usage" or the score is too high, you may receive a call from our WFCU Fraud Department. The fraud department will try to call you and if they fail they will call back 2 hours later. If the score is too high and they can’t reach you the transaction will be declined. The Debit card Fraud Department Alert phone numbers are (877) 253-8964 (English) and (877) 237-5901 (Español).

    Overdraft Privilege

    Westminster FCU offers checking account Overdraft Privilege. If you don't have an Overdraft Line of Credit or if you have no available balance on your Overdraft LOC or in your savings, your credit union will now pay transactions trying to clear your checking account with insufficient funds. We will pay your overdraft through our Overdraft Privilege program for just $28 per transaction. No more dealing with merchants and check processing companies, just because you ran a little short before payday. Some restrictions may apply. All members eligible must sign the ODP Optin/out Form. Call us for full details.

    Mobiliti Banking App
    LifeLock Idenity Theft Protection Privacy Statement HUD
    Third party website links included on this website may take you to a website that is not operated or owned by Westminster Federal Credit Union. WCFCU is not responsible for content or availability of these websites and does not guarantee services provided by the third party. Please be aware that security and privacy policies of the third party may differ from the practices of WFCU.
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