# Calculators

## Loan Calculators

### 365/365 Loan Calculator

Choose installment loan a that is fully amortized over the term. This option will always have a term that is equal to the amortization term. Choose balloon to have a loan with a balloon payment where the term of the loan will be shorter than the amortization term. Choose interest only to make interest only payments. Choose Principal + Interest for a loan that has a fixed principal payment plus accrued interest.

### Amortizing Loan Calculator

Enter your desired payment - and the tool will calculate your loan amount. Or, enter the loan amount and the tool will calculate your monthly payment. You can then examine your principal balances by payment, total of all payments made, and total interest paid.

### Home Equity Line of Credit Calculator

Use this calculator to determine the home equity line of credit amount you may qualify to receive. The line of credit is based on a percentage of the value of your home. The more your home is worth, the larger the line of credit. Of course, the final line of credit you receive will take into account any outstanding mortgages you might have. This includes first mortgages, second mortgages and any other debt you have secured by your home.

### Loan Comparison Calculator

Determining which loan provides you with the best value involves more than simply comparing monthly payments. Use this calculator to sort through the monthly payments, fees and other costs associated with getting a new loan. By comparing these important variables side by side, this calculator can help you pick the loan that works best for you.

## Auto Calculators

### Car Loan Calculator

Use this calculator to help you determine your monthly car loan payment or your car purchase price. After you have entered your current information, use the graph options to see how different loan terms or down payments can impact your monthly payment. You can also examine your complete amortization schedule by clicking on the "View Report" button.

## Savings Calculators

### Certificate of Deposit Calculator

Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD). Just enter a few pieces of information and the tool will calculate your annual percentage yield (APY) and ending balance.

### College Savings Calculator

Saving for your children's education requires a long-term plan. And, like saving for retirement, the earlier you start your plan the better. Use this calculator to help develop or fine-tune your education savings plan.

### Savings Goal Calculator

Planning a sabbatical? Saving for a down payment on a house? What will it take to reach your financial goal? This calculator helps you find out. Enter in your savings plan and view graphically your financial results. Click the report button to get more information about your plan, and what you can do to help ensure that it is on track.

as low as
6.74
%
APR*

as low as
5.39
%
APR*

as high as
2.00
%
APY*

as high as
5.30
%
APY*

## CO-OP Locator

Find a CO-OP ATM or Shared Branch Near You