Shared Branching

Westminster FCU participates in shared branching to offer you, our members, the most convenient access to you credit union accounts. With locations around the country you can now do basic teller transactions at over 4,300 locations.

• Make deposits
• Withdraw funds
• Transfer funds between acounts
• Obtain balance inquiries
• Process loan payments and advances
• Purchase traveler's cheques, official checks and money orders at select location (availability of service and fees varies at each location)
• Frequently Asked Questions

      Sign up for SMS/text banking

• Click here to sign up for Mobile/Text Banking

You will be guided through steps to authenticate your credit union account ownership and register your cell phone or device for the services offered by your credit union. At the end, you will receive an activation code which you will need to activate the service on your phone. Once you have activated your phone, you will use these text commands to receive information about your account:

	Function	Command	Description
	Balance	B	Summary of available balances for all accounts
	History	H	Summary of recent transactions per account
	Command	C	List of available text banking commands
	Help	HE	Help content for text banking
	Login	L	Receive a URL for CO-OP Mobile Browser website
	Recover	R	Receive a URL and new activation code for CO-OP Mobile Browser website
	Stop	S	De-activate all text banking services

• You can get help at any time by texting HE.

    Internet Banking

• Access account with a PIN via the Internet Banking
• Free Internet banking
• Obtain account information on deposits, checks, withdrawals, dividends, interest, taxes, and more
• Generate reports and export data to Quicken® and Microsoft Money®
  

      Bill Payer Service

• Check out our bill pay service and let us know how you like it
• Save postage and avoid late charges
• Schedule one-time or recurring payments
• Pay almost anyone
• View reports, payment histories and more

    ATM/Debit/Credit Cards

• View your transactions live through Internet Banking
• For after hours reporting of lost or stolen VISA® ATM/Debit Card and VISA® Credit Card please call:

  	Type of Card	Phone Number
  	VISA® ATM/Debit Card	(800) 854-6219
  	VISA® Credit Card	(800) 558-3424

      Find a CO-OP Network Surcharge-Free ATM

• Before you take your next road trip, be sure that you know exactly where to get your cash for free. Text your location – address, intersection or zip code – to 692667 (MYCOOP) from any mobile phone. You’ll never be lost looking for one of CO-OP Network’s 28,000 surcharge-free ATMs again.
• Like CO-OP Network ATMs, 692667 (MYCOOP) is a surcharge-free service. But check with your mobile phone provider as standard text messaging rates apply.
• And don’t worry, you won’t receive any unsolicited messages by using 692667 (MYCOOP).
• Click on the link above to search online for an ATM now.

     Other Conveniences

• Directions
• Overdraft Opt In Form
• Online check reordering
• Online applications
• Your credit report online or by mail
• Kelley Blue Book vehicle information
• E-tax filing
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